Home Loan...Which Bank Ya....?
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Topic: Home Loan...Which Bank Ya....?
Posted By: iceice
Subject: Home Loan...Which Bank Ya....?
Date Posted: 26 September 2019 at 10:26am
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Hello.... I perlukan advise. I baru beli rumah dari PKNS last week. Rumah dah siap sumer Flat murah je...This is my first purchase. Skang ni I tgh nak shop
around utk bank. Ingat nak guna RM15K dari EPF utk downpayment dan
balance loan dari bank. Persoalannya....bank apa skang yg MUDAH dan
CEPAT dan TAK BYK SONGEH? I ni dulu ada history skit tapi skang dah
clear everything....
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Replies:
Posted By: cabbagemint
Date Posted: 30 September 2019 at 10:10pm
Dah Cuba apply under yayasan ihsan rakyat ke?sebab yir ni Tak susah untuk apply and proses pun mudah je.
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iceice wrote:Posted By: popo90
Date Posted: 30 September 2019 at 10:13pm
Kalau apply dengan bank confirm lambat untuk u punya approval and belum tentu lagi loan lepas. Cuba untuk cari alternatif lain selain bank tapi jangan sampai terkena dengan ahlong pulak
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Posted By: popo90
Date Posted: 30 September 2019 at 10:16pm
Yayasan ihsan rakyat ni pun ok jugak kalau u nak apply sebab ramai dah apply loan dengan yir ni. Beza dengan yang lain sebab tempat lain proses lambat sangat.
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Posted By: cabbagemint
Date Posted: 30 September 2019 at 10:18pm
Bank memang lambat plus ramai jugak orang apply kat bank that why la service pun slow je. Belum lagi nak tengok rekod kewangan bagai,pastu belum tentu lagi lulus.
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Posted By: Ryeonism
Date Posted: 04 October 2019 at 10:07am
| jangan cuba 1 bank. kena cuba byk bank. mcm cimb senang nak lulus. tapi interest tinggi. so far yang rendah maybank. tapi cukup susah nak dapat. |
Posted By: Ryeonism
Date Posted: 04 October 2019 at 10:18am
kalau tak nak pakai cepat tak pe kot buat loan dgn bank, lulus je lu x de ccris. betul, yang penting jangan kena ahlong. cari betul - betul atau pun pergi ke pejabat.
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Posted By: Ryeonism
Date Posted: 04 October 2019 at 10:27am
pernah dengar jugak pasal loan tu, cuma tak pernah la apply sbb boleh apply dgn bank. interest dia mcm mn?
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Posted By: popo90
Date Posted: 05 October 2019 at 9:27am
Profit rate untuk yir Ni from 6.5% to 9.99% based on you punya profile credit
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Posted By: popo90
Date Posted: 05 October 2019 at 9:28am
Itu kalau u xnak pakai cepatlah, tapi kalau nak cepat boleh je apply dengan Yir ni.
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Posted By: cabbagemint
Date Posted: 05 October 2019 at 10:47am
Bank memang lambat nak approve sebab tu ramai orang xnak buat dengan bank. Boleh cuba apply dengan Yir, profit rate from 6.5% to 9.99% je.
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Posted By: cabbagemint
Date Posted: 05 October 2019 at 10:49am
Bank pun xproses jugak kalau rekod Tak cantik. If apply dengan Yir, Ada cccris pun boleh je lepas and cepat approve.
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Posted By: cabbagemint
Date Posted: 05 October 2019 at 10:50am
Ramai je dah buat under this loan, so far xde lagi lah orang complain cakap Ken's scam ke apa ke.
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Posted By: Ryeonism
Date Posted: 08 October 2019 at 12:29pm
berapa lama? saya ada tengok mcm bank rakat kelulusan dia dalam 2 minggu mcm tu.
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Posted By: Ryeonism
Date Posted: 08 October 2019 at 12:31pm
kira ok jugak lah tu, tapi klu ikut kan bank ada yg rendah dari 6.5%
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Posted By: Ryeonism
Date Posted: 08 October 2019 at 12:32pm
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sesapa pernah pinjam dgn yayasan ni boleh share feedback. |
Posted By: cabbagemint
Date Posted: 08 October 2019 at 12:50pm
Yayasan ni loan dia lulus dalam 2- 3 hari je tak mcm kebanyakan loan yg ambik masa berminggu - minggu.
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Posted By: cabbagemint
Date Posted: 08 October 2019 at 12:53pm
sebab tu bank cerewet sikit, mcm yayasan ni boleh pakai utk emergency case kalau nak pakai duit cepat.
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Posted By: cabbagemint
Date Posted: 08 October 2019 at 12:58pm
Aku sendiri pernah pinjam dgn diorang, pinjam dalam 16k selama 3 tahun, bayar bulan2 rm 542.37 sebulan. time tu dapat rate 6.5%.
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